When the goal is rustic simplicity, there's no need to spend tons on custom cabinetry and granite counters. Paint transformed oak cabinets, bought off the rack at Lowe's and topped with Ikea's birch slabs, while the same white semigloss brightened stools from Walmart. An old tablecloth was used as a skirt for the farmhouse sink, and classic glass cannisters, also Walmart finds, were used for storage instead of upper cabinets.
Keep in mind, however, that some personal loan companies let you borrow only up to $35,000 or $40,000, which means you may need to consider another option if your borrowing needs are greater. Also note that while personal loans can offer fixed interest rates as low as 4 percent, the best rates and terms tend to go to borrowers with good or excellent credit.

Remodeling your kitchen is a great investment for any homeowner. In addition to creating a beautiful, functional place to cook delicious meals, entertain guests, and spend family time, a kitchen remodel offers a high return rate in the real estate market. Such a large project does require careful planning to ensure its affordability, since certain factors like the amount of labor, the kitchen's size and the chosen materials can greatly affect the overall cost.

Major remodels involve a larger overhaul of the existing kitchen than minor remodels. Key fixtures—lighting, appliances and flooring—are replaced with new versions, while extra touches are added such as a high-end sink with matching faucet and semi-custom cabinetry. Semi-custom cabinets are customizable, with versatile sizing and door front options.
Minor remodels aim to preserve the kitchen’s existing footprint while refreshing its overall appearance and usability. The significant changes are usually budget-friendly fixes like painting the walls, adding new flooring and buying energy-efficient appliances, since the customer isn’t selecting top-of-the-line materials or products. Cabinetry is often a lofty expense, but minor remodels opt for money-saving measures like refacing the existing cabinets or selecting entry-level cabinets, which are mass-produced and ready-to-install.
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