Sadly, most home remodeling projects do not return 100% of your investment. In fact, according to Remodeling’s 2017 Cost Vs. Value report, only one project will return a positive investment (attic insulation). Nonetheless, that doesn’t mean you should skip all remodeling projects. After all, if you plan to live in your house for another 10 years, you will enjoy those long overdue upgrades. You’ll get a higher sale price down the line and a higher quality of life living with a remodeled kitchen.


Keep in mind, however, that some personal loan companies let you borrow only up to $35,000 or $40,000, which means you may need to consider another option if your borrowing needs are greater. Also note that while personal loans can offer fixed interest rates as low as 4 percent, the best rates and terms tend to go to borrowers with good or excellent credit.
Case in point: Photographer and designer Erin Kestenbaum transformed her kitchen as part of this fall’s One Room Challenge and thoughtfully included enhanced storage space. Kestenbaum’s creative solutions included vertical tray storage above the fridge, a narrow drawer for oils and spices by the range, and a coffee bar built into a full-height cabinet. "I love designing upfront ways to hide the clutter and appliances that, without a home, will inevitably end up on your countertop occupying space," she says. 
If there is one thing I’m good at, it’s planning for something. Since I’m not doing much for the actual remodel, all of my planning is going towards figuring out how to work, bake, and eat for 6 weeks without a kitchen. I’ve set up two staging areas: one for work/baking and one for everything else. My house is a disaster. Tomorrow we are going to grill an the contents of our local Costco to freeze for quick meals. I ordered a toaster oven for baking and our refrigerator is in the garage in it’s new (permanent) placement. I’ll keep you posted. Two dumpsters are sitting in my driveway and demo starts Monday. Wish me luck!! 🙂

Once you have an idea of your kitchen remodel budget, play around with a loan calculator to figure out your next move. Determine how much your monthly payment may be considering your credit score, how much you borrow and how long you are willing to pay your loan. Also consider how your new monthly payment will affect your monthly cash flow and personal finances overall.
Kitchen cabinet installation costs an average of $2,000 to $8,000, with the products themselves ranging from $75 to $1,500 per linear foot.Kitchen cabinets prices vary depending on whether you opt for custom or stock products, and your project price will also depend on whether you update them rather than replace them. These features often make a room's first impression. If they are dated or damaged, potential buyers may walk away underwhelmed.
Be Smart About Countertops: Selecting and purchasing new countertops is a big project, but there are ways to simplify the process. If you want new counters, but are worried about how much they cost, then consider materials that look nice but don’t come with a high price tag. Installing ceramic tile is a great choice for a budget-friendly kitchen countertop.
The rate to update a small kitchen is between $5,000 and $20,000, depending on what you install, repair or upgrade. For this room, small is defined as 70 square feet or smaller. You'll have limited options for a project of this size. It's important to set your budget and plan for some DIY work to save time and money. Here are some recommendations for keeping expenses low:

The kitchen is probably the most used room in your house, so you want it to be a space you enjoy spending time in. And aside from functioning appliances, a kitchen design you'll love for years to come is of utmost importance. So whether you're renovating or simply looking for some inspiration, we found 85 kitchen ideas that will help you optimize your own—and the best lessons to take from them. From country casual to sleek and modern—and literally everything in between–we've got all the kitchen remodel inspiration you could ever need. Gorgeous countertops, unique backsplashes, and statement lighting, we're coming for you.
Kitchen cabinet installation costs an average of $2,000 to $8,000, with the products themselves ranging from $75 to $1,500 per linear foot.Kitchen cabinets prices vary depending on whether you opt for custom or stock products, and your project price will also depend on whether you update them rather than replace them. These features often make a room's first impression. If they are dated or damaged, potential buyers may walk away underwhelmed.
Kitchen remodels are one of the most popular, and also one of the most satisfying, home remodels. A fresh kitchen design not only updates your home and increases resale value, it can make your kitchen a more functional, compelling epicenter of your home. But one of the first questions homeowners will consider when planning a kitchen remodel will be price; what they can expect to pay, and more importantly, what they can afford.
Older homes typically don’t have enough amps to handle modern demand. Any new work will need to be wired with a new meter, paneling and piping, which can cost $1,000+ to bring it up from the older 60 amps to the modern 200 amps or more. If you move appliances to other parts of the kitchen or install new lighting anywhere no lights have been before, this cost will be factored in. You’ll probably also need new outlets at an average price of $150.
Once you get beyond $20,000, your wish list is almost endless (without going crazy). After replacing all counters and refacing or installing new cabinets, focus on the flooring, backsplash and island. If you don’t have a kitchen island, go out and find a kitchen pro to add one right away. They are becoming a staple in kitchens across the country. They not only add a new and improved design feature, but also improves your storage and expands your seating.

Although the following figures are for each project done separately, you’ll likely be able to save on each project when completed as part of a total kitchen remodel. However, these amounts will give you an idea of how much money each specific area of the kitchen will require. Then, you can add items together that you want completed to come up with a budget objective.

If you’re in the Sacramento area, you might recognize the name Kitchen Mart, Inc. They’ve been around for over 30 years and they handle everything on your remodel, from design to demolition to installation. I pretty much hired them and they handle it all. They have no subcontractors – everything is in house – so you know it’s going to get done on time and on budget. They do everything from cabinet refacing to custom cabinetry, full service countertop fabrication, and they work with you to find the design you want. (Pssst, they do bathrooms too!)
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