Keep in mind, however, that some personal loan companies let you borrow only up to $35,000 or $40,000, which means you may need to consider another option if your borrowing needs are greater. Also note that while personal loans can offer fixed interest rates as low as 4 percent, the best rates and terms tend to go to borrowers with good or excellent credit.

As is the case with many of the appliances below, your overall price will largely depend on the product you buy. We have seen refrigerator installation go as low as $200, but as high as $5,000. Nonetheless, according to Homewyse, the average price to install a new refrigerator is roughly $1,200. This price includes labor, site preparation, delivery and clean up. 
Once you get beyond $20,000, your wish list is almost endless (without going crazy). After replacing all counters and refacing or installing new cabinets, focus on the flooring, backsplash and island. If you don’t have a kitchen island, go out and find a kitchen pro to add one right away. They are becoming a staple in kitchens across the country. They not only add a new and improved design feature, but also improves your storage and expands your seating.
When you think about how much time you spend in your kitchen, a calming color is a clear winner. We especially love the deep moody blues and rich blue-greens that pair so beautifully with many other kitchen trends, like brass hardware and natural wood accents. Wadden suggests Charcoal Blue SW 2739, a smoky slate blue, as a color that complements light countertops and warm wood tones.
As the heart of the home, kitchens tend to serve multiple purposes. That's why smart storage is essential for keeping kitchen clutter at bay and making the most of available space. Creative storage solutions continue to be popular add-ons in kitchen design, with 78% of homeowners renovating their kitchens planning to include specialty storage in their new cabinetry, according to a 2019 Houzz study.
Flooring installation costs $1,500 to $4,500, depending on various factors. The largest factors include the square footage and material you choose. Vinyl and linoleum flooring tend to be the most affordable but add little or nothing to the value of your house. Tile, granite and wood are more expensive and will help to increase value. The more expensive flooring sometimes proves to be the more difficult ones to maintain.
There are a few ways to go when you’re hiring a kitchen remodel contractor. You can do it all yourself, you can coordinate and hire the contractors and subcontractors, or you can hire a company that will do it all for you. Option 1 is not an option (we are the least handy people EVER). Option 2 wasn’t very appealing to me because I barely have time to clean my house let alone be a project manager. We went with option 3: we hired a company to do it all for us.
If you’re in the Sacramento area, you might recognize the name Kitchen Mart, Inc. They’ve been around for over 30 years and they handle everything on your remodel, from design to demolition to installation. I pretty much hired them and they handle it all. They have no subcontractors – everything is in house – so you know it’s going to get done on time and on budget. They do everything from cabinet refacing to custom cabinetry, full service countertop fabrication, and they work with you to find the design you want. (Pssst, they do bathrooms too!)
Keep in mind, however, that some personal loan companies let you borrow only up to $35,000 or $40,000, which means you may need to consider another option if your borrowing needs are greater. Also note that while personal loans can offer fixed interest rates as low as 4 percent, the best rates and terms tend to go to borrowers with good or excellent credit.
Minor remodels aim to preserve the kitchen’s existing footprint while refreshing its overall appearance and usability. The significant changes are usually budget-friendly fixes like painting the walls, adding new flooring and buying energy-efficient appliances, since the customer isn’t selecting top-of-the-line materials or products. Cabinetry is often a lofty expense, but minor remodels opt for money-saving measures like refacing the existing cabinets or selecting entry-level cabinets, which are mass-produced and ready-to-install.
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