"Brass offers a classic and timeless look while still feeling bold and contemporary," says Amy Biller Switzer, marketing manager at Emtek and Schaub. "We will see that continue into 2020." The finish blends nicely with most kitchen design styles, but we especially love the look of brass hardware against dark, moody cabinetry or a polished brass faucet that acts as a shiny focal point in a neutral kitchen. 
When the goal is rustic simplicity, there's no need to spend tons on custom cabinetry and granite counters. Paint transformed oak cabinets, bought off the rack at Lowe's and topped with Ikea's birch slabs, while the same white semigloss brightened stools from Walmart. An old tablecloth was used as a skirt for the farmhouse sink, and classic glass cannisters, also Walmart finds, were used for storage instead of upper cabinets.
You can remove walls and cabinetry if you have the space and the budget to do it. You can even combine this space with the dining room for one large, unified area, instead of having a bar or tall wall separate the two. If you live in a condo, check building codes to make sure you can knock out walls. Also, consult with a contractor, as they could recognize that the wall is connected to a supporting beam.
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Additionally, personal taste will increase or decrease the total cost of your kitchen remodel.  Some of us have expensive taste while others are content with inexpensive solutions such as laminate counters or plain white walls. Furthermore, as time moves on, more and more homeowners are opting for modern touches, which of course come with a higher price tag. Traditional kitchens are still very popular, but they also tend to be less expensive than modern designs. Needless to say, whether it’s the counters, appliances, dishwasher or cabinets, your personal taste will alter your kitchen renovation cost. 
Building a budget should be your number one concern when planning a kitchen remodel. It determines how much you can accomplish, the materials available, how much professional help you’ll need, and what the final product will look like, among other aspects. If you don't plan appropriately, there's a good chance that you will find yourself in debt by the end of the project or left with a half-finished space after the funds run out.

Similarly, you can update your kitchen by changing the color of your cabinets. You don’t need a complete remodel to update the look. You can paint your cabinets and make them look like new again! While you can likely complete the painting in an afternoon, it may take a day or two to dry completely. Remember this as you’re planning your paint project. See our tutorial on the Best Way To Paint Kitchen Cabinets. 


Maintaining your existing plumbing is an excellent way to reduce costs. You can still invest in new appliances, sinks and faucets as long as you install them in the current plumbing positions. If your remodeling design requires the installation of new pipes or you're changing your kitchen's floor plan, be prepared to pay a plumber for labor and the necessary plumbing parts.
Major remodels involve a larger overhaul of the existing kitchen than minor remodels. Key fixtures—lighting, appliances and flooring—are replaced with new versions, while extra touches are added such as a high-end sink with matching faucet and semi-custom cabinetry. Semi-custom cabinets are customizable, with versatile sizing and door front options.

Keep in mind, however, that some personal loan companies let you borrow only up to $35,000 or $40,000, which means you may need to consider another option if your borrowing needs are greater. Also note that while personal loans can offer fixed interest rates as low as 4 percent, the best rates and terms tend to go to borrowers with good or excellent credit.

Part of determining that price of your kitchen remodel is the extent of your makeover. Your biggest cost investment for a kitchen remodel will usually be cabinets, which typically eat up 25 percent of your budget. Going budget-friendly on your kitchen cabinets at Ikea or a big box retail shop can save a huge amount of money. On-trend hardware in brass, for instance, stands up better to wear and tear and can give cheaper cabinets a more custom, expensive look. By the same token, splurging on a quality faucet but not necessarily buying a super expensive sink can also make a big difference in your overall remodel budget. You can also add custom doors to standard cabinet boxes to give a more custom look. And instead of spending money on custom features like pot or recycling organizers inside your cabinets, consider using customizable organizers purchased at retail stores to keep your cabinets neat at a lower cost.


Once you have an idea of your kitchen remodel budget, play around with a loan calculator to figure out your next move. Determine how much your monthly payment may be considering your credit score, how much you borrow and how long you are willing to pay your loan. Also consider how your new monthly payment will affect your monthly cash flow and personal finances overall.
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