"Brass offers a classic and timeless look while still feeling bold and contemporary," says Amy Biller Switzer, marketing manager at Emtek and Schaub. "We will see that continue into 2020." The finish blends nicely with most kitchen design styles, but we especially love the look of brass hardware against dark, moody cabinetry or a polished brass faucet that acts as a shiny focal point in a neutral kitchen. 
When the goal is rustic simplicity, there's no need to spend tons on custom cabinetry and granite counters. Paint transformed oak cabinets, bought off the rack at Lowe's and topped with Ikea's birch slabs, while the same white semigloss brightened stools from Walmart. An old tablecloth was used as a skirt for the farmhouse sink, and classic glass cannisters, also Walmart finds, were used for storage instead of upper cabinets.
You can remove walls and cabinetry if you have the space and the budget to do it. You can even combine this space with the dining room for one large, unified area, instead of having a bar or tall wall separate the two. If you live in a condo, check building codes to make sure you can knock out walls. Also, consult with a contractor, as they could recognize that the wall is connected to a supporting beam.
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Shades of blue will continue to be popular in the new year—as evidenced by Pantone's pick for 2020 Color of the Year. And it's no wonder this friendly, approachable hue is great for kitchens. "The blue color family is extremely versatile," says Sue Wadden, director of color marketing at Sherwin-Williams. "Its varying shades—from light to denim to navy—have calming qualities that induce a sense of comfort at home and feel almost neutral."
Installing kitchen appliances costs $100 to $300 per appliance on average. Investing in higher quality stoves, dishwashers or refrigerators will certainly drive up your total price. However, if you want to improve your home’s value, it will pay to install higher quality products. There are various options to choose from, including EnergyStar-certified, custom built-in, high-end store bought and budget outlet products. If longevity is important to you, look for products with longer life expectancies.
The cost of flooring depends on whether you're replacing a few cracked tiles or doing a complete overhaul of your existing flooring. If you're opting for the latter, the price will depend on your kitchen's square footage and the flooring material you've chosen. Vinyl is generally the most affordable option. While ceramic tile, laminate, cork and hardwood tend to cost more, they can also increase your home's value.
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Keep in mind, however, that some personal loan companies let you borrow only up to $35,000 or $40,000, which means you may need to consider another option if your borrowing needs are greater. Also note that while personal loans can offer fixed interest rates as low as 4 percent, the best rates and terms tend to go to borrowers with good or excellent credit.
While home equity loans and HELOCs can come with low interest rates and fair terms, it’s important to understand that not everyone qualifies. According to the FTC, you can typically borrow only up to 85 percent of your home’s value with a first mortgage and second loan, for example. This makes home equity products a poor option for anyone who has been a homeowner for a short time and doesn’t have a lot of equity built up.

"Brass offers a classic and timeless look while still feeling bold and contemporary," says Amy Biller Switzer, marketing manager at Emtek and Schaub. "We will see that continue into 2020." The finish blends nicely with most kitchen design styles, but we especially love the look of brass hardware against dark, moody cabinetry or a polished brass faucet that acts as a shiny focal point in a neutral kitchen. 
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