"Brass offers a classic and timeless look while still feeling bold and contemporary," says Amy Biller Switzer, marketing manager at Emtek and Schaub. "We will see that continue into 2020." The finish blends nicely with most kitchen design styles, but we especially love the look of brass hardware against dark, moody cabinetry or a polished brass faucet that acts as a shiny focal point in a neutral kitchen. 
When the goal is rustic simplicity, there's no need to spend tons on custom cabinetry and granite counters. Paint transformed oak cabinets, bought off the rack at Lowe's and topped with Ikea's birch slabs, while the same white semigloss brightened stools from Walmart. An old tablecloth was used as a skirt for the farmhouse sink, and classic glass cannisters, also Walmart finds, were used for storage instead of upper cabinets.
You can remove walls and cabinetry if you have the space and the budget to do it. You can even combine this space with the dining room for one large, unified area, instead of having a bar or tall wall separate the two. If you live in a condo, check building codes to make sure you can knock out walls. Also, consult with a contractor, as they could recognize that the wall is connected to a supporting beam.
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Keep in mind, however, that some personal loan companies let you borrow only up to $35,000 or $40,000, which means you may need to consider another option if your borrowing needs are greater. Also note that while personal loans can offer fixed interest rates as low as 4 percent, the best rates and terms tend to go to borrowers with good or excellent credit.
Keeping your existing kitchen appliances can save you money in the short-term. If your stove, oven, dishwasher or fridge isn't Energy Star-certified, however, you should consider upgrading them. Energy-efficient appliances pay for themselves over time by lowering your utility bills, and they help to preserve the environment, too. Additional electrical rewiring may be required to accommodate Energy Star appliances.
Refacing – The average cost to reface your cabinets is between $3,500 and $9,000. To reface your cabinets, you can choose from various materials and designs, resulting in a fresh look for a fraction of the cost (compared to newly installed cabinets). Once again, to ensure that this option is done right and do the highest standards, a contractor is highly recommended.
The layout of kitchens has drastically changed over the years. While the kitchen triangle is still important, many creative designers and homeowners have completely transformed kitchen layouts. As such, with any major kitchen remodel, you must consider plumbing costs. If you want to move your sink or dishwasher to the other side of the room, you may have to install new pipes. Additionally, for new sinks, you may have to add a new drain. While the costs are not large, they must be considered when researching kitchen remodeling costs. 
When planning for this project, ask yourself how long you plan to live in your house from the time of the remodel. If you plan to sell shortly after, you shouldn't spend too much money on it. The rule of thumb is that you should spend between 5 and 15 percent of your property's total value. This is the optimum range for homeowners to spend and expect to recoup.
In a well-designed kitchen, lighting serves various functions. For example, an overhead fixture brightens up the overall space, while sconces illuminate specific tasks. "For kitchens, there’s definitely been an uptick in pendants for use over islands," says Ashley Fothergill, creative director at Mitzi and Hudson Valley Lighting. "Sconces are in demand, too, for lighting the washing of dishes in the sink or as an accent along a backsplash behind the stove."
Before you budget, you must decide what you want to remodel. Some homeowners don’t have the budget or time to completely remodel the entire kitchen. As such, you have to pick and choose your additions. Remember, the smallest details can sometimes make the biggest difference. Refacing your kitchen cabinets or replacing your kitchen hardware can oftentimes have as big an effect as large kitchen renovation projects.

As you would expect, seamless materials, such as granite, are more durable and more costly. In comparison, you can opt for materials that add less value, such as concrete, to keep your costs down. Whether you choose wood, marble, quartz, or limestone, you can expect to pay an average rate between $2,000 and $4,500 to install the countertops of your choosing.

Once you have an idea of your kitchen remodel budget, play around with a loan calculator to figure out your next move. Determine how much your monthly payment may be considering your credit score, how much you borrow and how long you are willing to pay your loan. Also consider how your new monthly payment will affect your monthly cash flow and personal finances overall.
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